Stock Duty Terms of Service

Effective Date: August 2, 2026

1. Acceptance of Terms

Welcome to Stock Duty ("Stock Duty," "we," "our," or "us"). By accessing or using our website, mobile applications, APIs, newsletters, or other services (collectively, the "Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Platform.

You must be at least 18 years old, or the age of majority in your jurisdiction, to use the Platform.

2. Nature of the Platform

Stock Duty is an independent investment research and market intelligence platform.

The Platform publishes impersonal research, market commentary, analytical opinions, quantitative models, artificial intelligence-assisted analysis, market data, educational materials, and related content for informational and educational purposes only.

The Platform is intended for general circulation and is not designed to provide personalized investment advice.

Nothing on the Platform should be construed as a recommendation or solicitation to buy, sell, or hold any security, nor should any content be interpreted as advice tailored to your individual investment objectives, financial circumstances, or risk tolerance.

3. No Investment Advice

Stock Duty is not a registered investment adviser, broker-dealer, financial planner, or fiduciary.

You acknowledge that:

• Stock Duty does not provide personalized investment advice.
• Stock Duty does not determine whether any investment is suitable for you.
• Stock Duty does not manage assets or execute trades.
• You remain solely responsible for your investment decisions.

4. Research Content

All ratings, opinions, forecasts, probabilities, price targets, rankings, model outputs, AI-generated analyses, commentary, and other research represent analytical opinions based upon information believed to be reliable at the time of publication.

Research may change without notice.

No representation or warranty is made regarding the accuracy, completeness, timeliness, reliability, or future performance of any research or market information.

Past performance is not indicative of future results.

5. Artificial Intelligence

Certain portions of the Platform may utilize artificial intelligence or machine learning technologies.

AI-generated or AI-assisted content may contain inaccuracies, omissions, incomplete information, or analytical errors.

Users should independently verify material information before making financial decisions.

6. Investment Risk

Investing involves substantial risk, including the possible loss of your entire investment.

Market conditions change rapidly.

No investment strategy, model, rating, or forecast can guarantee profits or prevent losses.

7. Subscription Services

Certain portions of the Platform require a paid subscription.

Subscriptions automatically renew until cancelled.

Fees, billing intervals, renewal policies, refunds, and cancellation procedures are described during checkout.

Failure to pay applicable fees may result in suspension or termination of access.

8. User Responsibilities

You agree to:

• Use the Platform only for lawful purposes.
• Conduct your own independent research.
• Consult qualified professional advisers where appropriate.
• Verify important information before acting upon it.

You agree not to:

• Misuse the Platform.
• Attempt to reverse engineer proprietary models.
• Redistribute subscription content without authorization.
• Circumvent access controls.

9. Intellectual Property

All content published by Stock Duty, including research, rankings, graphics, algorithms, software, databases, trademarks, branding, and proprietary methodologies, is owned by Stock Duty or its licensors and is protected by applicable intellectual property laws.

Except as expressly permitted, you may not reproduce, distribute, modify, publish, scrape, resell, or create derivative works from the Platform without prior written permission.

10. Conflicts of Interest

Stock Duty, its owners, employees, contributors, affiliates, contractors, or related persons may hold long or short positions in securities discussed on the Platform and may buy or sell such securities without prior notice.

Material conflicts of interest known to Stock Duty will be disclosed where appropriate.

11. Third-Party Information

The Platform may contain information obtained from third-party sources.

Stock Duty does not independently verify all third-party information and is not responsible for its accuracy, availability, or completeness.

Links to third-party websites are provided solely for convenience and do not constitute endorsement.

12. Disclaimer of Warranties

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE."

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STOCK DUTY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, AND RELIABILITY.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, STOCK DUTY AND ITS OWNERS, EMPLOYEES, CONTRIBUTORS, AFFILIATES, CONTRACTORS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATING TO YOUR USE OF THE PLATFORM OR ANY RELIANCE ON ITS CONTENT.

YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE PLATFORM IS TO DISCONTINUE ITS USE.

14. Indemnification

You agree to indemnify and hold harmless Stock Duty and its owners, employees, contributors, affiliates, contractors, licensors, and service providers from any claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys' fees) arising from your violation of these Terms or misuse of the Platform.

15. Changes to the Platform

Stock Duty may modify, suspend, discontinue, or remove any portion of the Platform at any time without liability.

Research methodologies, features, subscription offerings, and pricing may change without notice.

16. Changes to These Terms

We may revise these Terms from time to time.

Continued use of the Platform after updated Terms become effective constitutes acceptance of the revised Terms.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of laws principles.

18. Dispute Resolution

Any dispute arising out of or relating to these Terms or the Platform shall be resolved exclusively in the state or federal courts located in Travis County, Texas, unless applicable law requires otherwise.

19. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

20. Entire Agreement

These Terms constitute the entire agreement between you and Stock Duty regarding the Platform and supersede all prior understandings relating to its use.

21. Contact

Questions regarding these Terms may be directed to:

Stock Duty

Email: support@stockduty.xyz