SMBC expects mid-single-digit fiscal 2027 loan growth as 100 bp rate hike modeled to cut NII about 1%

What happened: Southern Missouri Bancorp (SMBC) discussed Q1 fiscal 2027 results on its earnings call, with management reporting diluted earnings per share of $1.73 and expecting mid-single-digit fiscal 2027 loan growth. Key numbers: Diluted EPS $1.73. Mid-single-digit fiscal 2027 loan growth expected. A modeled 100 bp rate hike would cut net interest income about 1%. Why it matters: The rate sensitivity disclosure shows how a 100 bp hike would affect net interest income, while the loan growth outlook points to continued balance-sheet expansion.

SMBC models 100 bp rate hike cutting NII about 1% alongside mid-single-digit fiscal 2027 loan growth.

SMBC models 100 bp rate hike cutting NII about 1% alongside mid-single-digit fiscal 2027 loan growth. — impact context not separately stored; see What changed.