Hanmi signals 2027 low- to mid-single-digit loan growth as payoffs ease

What happened: Hanmi Financial Corporation (HAFC) reported Q3 2026 results on its earnings call, with CEO Bonita Lee citing deposit growth, loan production, asset quality and capital management, and signaled low- to mid-single-digit loan growth for 2027 as payoffs ease. Key numbers: Net income $23.7 million, or $0.80 per diluted share. 2027 loan growth guided to low- to mid-single digits. Why it matters: The 2027 loan growth outlook points to slower expansion as payoffs ease, framing expectations for the bank's balance sheet trajectory after the quarter.

Hanmi Financial Corporation (HAFC) reported Q3 2026 results on its earnings call, with CEO Bonita Lee citing deposit growth, loan production, asset quality and capital management, and signaled low- to mid-single-digit loan growth for 2027 as payoffs ease.

The 2027 loan growth outlook points to slower expansion as payoffs ease, framing expectations for the bank's balance sheet trajectory after the quarter.