What changed
Total delinquencies were 0.81% of the $11.81 billion receivables pool, down from 0.84% at December 31, 2024 and 1.00% at December 31, 2022. Receivables 90+ days delinquent totaled $45,204 thousand, or 0.38%, versus 0.42% at year-end 2024. Net losses for the nine months ended September 30, 2026 were $147,897 thousand, or 1.65% of the $11,921,197 thousand average pool balance, compared with 1.68% for full-year 2024.
Why it matters
Total delinquencies were 0.81% of the $11.81 billion receivables pool, down from 0.84% at December 31, 2024 and 1.00% at December 31, 2022. Receivables 90+ days delinquent totaled $45,204 thousand, or