8-K: Master Trust II Portfolio Delinquency and Charge Off Experience Disclosed in Second Quarter 2026 Update

The filing provides delinquency and principal charge off experience for the Master Trust II Portfolio as of July 7, 2026. The receivables conveyed to master trust II arise from accounts selected from the Bank Portfolio. BANA retains the right to change credit card account terms, including finance charges, fees, and minimum monthly payments, with no restrictions except as described in the prospectus. Economic conditions affect the performance of the receivables in master trust II.

The filing provides delinquency and principal charge off experience for the Master Trust II Portfolio as of July 7, 2026. The receivables conveyed to master trust II arise from accounts selected from