8-K: Trust portfolio receivables total $11.48B across 9.7M accounts as of June 30, 2026

Total transferred receivables were $11,475,209,377, including $10,972,300,373 in principal receivables and $502,909,004 in finance charge receivables. The portfolio comprised 9,698,470 accounts with an average total receivable balance of approximately $1,183 and an average credit limit of approximately $6,496. The 12-month average monthly balance reduction rate attributable to returns and fraud was 1.81%. Sam’s Club Dual Card was the largest program partner at 26.5% of total receivables outstanding.

Total transferred receivables were $11,475,209,377, including $10,972,300,373 in principal receivables and $502,909,004 in finance charge receivables. The portfolio comprised 9,698,470 accounts with an average total receivable balance of approximately $1,183 and an average credit limit of approximately $6,496. The 12-month average monthly balance reduction rate attributable to returns and fraud was 1.81%. Sam’s Club Dual Card was the largest program partner at 26.5% of total receivables outstanding.