8-K: Master Trust II Portfolio delinquency and charge-off experience disclosed in 8-K exhibit

The filing provides delinquency and principal charge-off experience for the Master Trust II Portfolio as of July 7, 2026, covering cardholder payments on credit card accounts. BANA retains the right to change credit card account terms, including finance charges, fees, and minimum monthly payments, with no restrictions except as described in the prospectus. Economic conditions affect receivables performance, and deterioration could adversely affect performance. No revenue, EPS, or guidance figures were stated.

The filing provides delinquency and principal charge-off experience for the Master Trust II Portfolio as of July 7, 2026, covering cardholder payments on credit card accounts. BANA retains the right t