StockDuty ← Dashboard Oct 10, 2026 10:17 AM ET
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UK SAVINGS : 5 % INTEREST RATE DEALS MAY NOT LAST , SAY EXPERTS

Experts warn 5% UK savings rates may not last, signaling rate peak.

What happened: NS&I raised rates on its British savings bonds, with several accounts now paying more than 5% for the first time in nearly three years. Experts warn attractive savings deals may not last. Key numbers: One-year growth bond 4.99% (from 4.82%), two-year 5.07% (from 4.81%), three-year 5.1% (from 4.83%), five-year 5.17% (from 4.85%). Why it matters: Moneyfactscompare's Rachel Springall says providers pull products once they attract enough savings cash. AJ Bell's Sarah Coles says you can still make more money elsewhere, and top rates may require less-well-known names.
NS&I raised rates on its British savings bonds, with several accounts now paying more than 5% for the first time in nearly three years. Experts warn attractive savings deals may not last.
Moneyfactscompare's Rachel Springall says providers pull products once they attract enough savings cash. AJ Bell's Sarah Coles says you can still make more money elsewhere, and top rates may require less-well-known names.
Sources