Truist's adjusted EPS of $1.16 rose 11.5% YoY but still missed consensus by a penny, while a $1.4B pre-tax loss on an available-for-sale securities sale cut GAAP net income to $684M from $1.35B. NIM h

What happened: Truist Financial's TFC third-quarter 2026 adjusted earnings of $1.16 per share rose 11.5% year over year but missed the Zacks Consensus Estimate by a penny, hurt by securities losses and higher costs. Key numbers: Adjusted EPS $1.16, up 11.5%. Adjusted revenues $5.30 billion, up 1.3%. GAAP revenues $3.75 billion. NIM 3.00%. Efficiency ratio 82.9%. Why it matters: Higher NII, record wealth management income and deposit growth supported adjusted results, but securities losses and rising expenses weighed on reported performance. TFC carries a Zacks Rank #3 (Hold).

Truist Financial's TFC third-quarter 2026 adjusted earnings of $1.16 per share rose 11.5% year over year but missed the Zacks Consensus Estimate by a penny, hurt by securities losses and higher costs.

Higher NII, record wealth management income and deposit growth supported adjusted results, but securities losses and rising expenses weighed on reported performance. TFC carries a Zacks Rank #3 (Hold).