ETMarkets Smart Talk| A ₹25,000 monthly SIP can grow to ₹2.17 crore in 15 years—with a 10% annual step-up: Jeet Marwadi

What happened: In an ETMarkets interview, Jeet Marwadi of 1 Finance said a ₹25,000 monthly SIP stepped up 10% a year could reach about ₹2.17 crore in 15 years at 12% annual returns, and argued that reviewing loans, insurance and expenses matters as much as fund selection. Key numbers: ₹25,000 monthly SIP with 10% annual step-up grows to about ₹2.17 crore Why it matters: Marwadi said the value of advice comes from the whole balance sheet rather than portfolio size, and that the right time to seek advice is before the first irreversible decision such as buying a home or taking a large loan.

In an ETMarkets interview, Jeet Marwadi of 1 Finance said a ₹25,000 monthly SIP stepped up 10% a year could reach about ₹2.17 crore in 15 years at 12% annual returns, and argued that reviewing loans, insurance and expenses matters as much as fund selection.

Marwadi said the value of advice comes from the whole balance sheet rather than portfolio size, and that the right time to seek advice is before the first irreversible decision such as buying a home or taking a large loan.