RBI allows Sebi-regulated depositories to include customer deposit details in statements: What changes for investors?

What happened: The RBI will let SEBI-regulated depositories include deposit account details in consolidated account statements, Governor Sanjay Malhotra said. The measure is to be operational by December 31, 2026. Key numbers: Repo rate raised 25 bps to 5.5%. SDF at 5.25%, MSF and bank rate at 5.75%. FY27 growth forecast up 40 bps to 7.1%. Why it matters: Demat holders could view bank deposits alongside securities in one statement, and share data through any NBFC-Account Aggregator. Analysts expect another 25 bps hike and pressure on rate-sensitive pockets.

The RBI will let SEBI-regulated depositories include deposit account details in consolidated account statements, Governor Sanjay Malhotra said. The measure is to be operational by December 31, 2026.

Demat holders could view bank deposits alongside securities in one statement, and share data through any NBFC-Account Aggregator. Analysts expect another 25 bps hike and pressure on rate-sensitive pockets.