$FMFG 8-K earnings — Q2 FY26

EPS of $0.58 beat the prior-year $0.38, a 52.6% increase, though no consensus estimate was provided. Revenue quality improved as net interest income rose $2.1M on a 35bps net yield expansion to 3.27%, driven by higher asset yields and lower funding costs. The key nuance: zero provision for credit losses vs. $268K last year boosted earnings, but noninterest expense rose $306K on staffing adds, signaling margin pressure ahead if loan growth slows.

EPS beat by 52.6%, net yield widened to 3.27%, and no provision for credit losses.