$BPOP 8-K earnings — Q2 FY26

EPS of $4.35 beat consensus of $3.78 by $0.57 (15.1%). Net income rose 32% YoY to $278M, driven by higher net interest income and solid fee generation. Net interest margin held steady at 3.66% while deposit costs fell 21bps YoY. The market may miss that the CEO announced retirement effective Aug 31, 2026, but the bank also boosted dividend 20% to $0.90 and authorized a new $1.0B buyback, signaling confidence in sustainable returns.

EPS beat by 15.1% and NIM expanded 3 bps to 4.17%.