What changed
$ZION — ADD 📊
Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexic
🎯 Q2 2026 | Rev $1B | EPS $1.54 vs $1.43 🟢
💡 Consensus estimates imply flat to declining EPS due to rate-cut headwinds, but ZION's asset sensitivity and disciplined underwriting are likely to support NIM above 3% and net charge-offs below 0.30%, driving upward estimate revisions.
📉 Reward/Risk: 2.0:1
🏢 Business Quality: 6/10 - Strong regional franchise with low-cost deposits, but operating in a commoditized banking environment with modest growth prospects.
📊 Valuation: Fair — P/E ~11x vs regional peers 12-13x, P/TBV 1.35x vs 5-year historical range 0.8-1.2x, leaving limited margin of safety but not expensive if...
📊 Our read: ADD. Full analysis →
https://stockduty.xyz/s/ZION0622
Why it matters
Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexic