What changed
$SLM — WATCHLIST 📊
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United State
🎯 Q2 2026 | Rev $1B | EPS $1.54 vs $1.20 🟢
💡 Consensus expected weakening student loan demand and rising delinquencies, but SLM delivered a 28% EPS beat. However, post-report estimate revisions likely closed the gap, and further upside requires additional beats not yet supported.
📉 Reward/Risk: 4.3:1
🏢 Business Quality: 6/10 - Dominant position in private student lending with low-cost funding, but exposed to regulatory changes and economic cycles.
📊 Valuation: fair to slightly rich - TTM P/E 15x, P/B ~1.3x, above peer Navient; reverse DCF implies low-to-mid single-digit growth already priced in.
📊 Our read: WATCHLIST. Full analysis →
https://stockduty.xyz/s/SLM0624
Why it matters
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United State