What changed
$PYPL — BUY 📊
PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.
🎯 Q2 2026 | Rev $8B | EPS $1.34 vs $1.27 🟢
💡 Consensus expects continued margin compression and competitive losses; our variant view is that PYPL’s earnings power is stable and undervalued, with the 3% revenue growth still generating strong FCF. The market is pricing in decline, while the company is proving durable.
📉 Reward/Risk: 2.0:1
🏢 Business Quality: 7/10 - Strong two-sided network, brand, and scale in digital payments, but facing increased competition from Apple Pay and other fintechs; profitability remains high.
📊 Valuation: cheap — relative to its own 5-year average P/E of ~30x and fintech peers like Block (20x+); current 7.9x P/E on trailing adjusted earnings is at a...
📊 Our read: BUY. Full analysis →
https://stockduty.xyz/s/PYPL0623
Also in play: $SQ $ADYEN $AFRM $FISV $STNE $AMZN