What changed
$PNFP — ADD 📊
Pinnacle Financial Partners, Inc.
🎯 Q2 2026 | Rev $2B | EPS $2.39 vs $2.33 🟢
💡 Consensus expects modest EPS growth of 5-7% and a P/TBV multiple around 1.5x; we see EPS growth of 10%+ driven by strong loan/deposit growth and fee income, driving multiple expansion to 1.7x as the bank's quality becomes fully appreciated.
📉 Reward/Risk: 2.25:1
🏢 Business Quality: 8/10 - best-in-class deposit franchise, excellent credit culture, and leading market share in fast-growing urban Southeast markets; consistent organic growth and prudent capital allocation.
📊 Valuation: fair — P/TBV 1.51x vs. historical average 1.6-1.8x; P/E 10x FY2026E vs. regional peer average 11-12x; if earnings revisions materialize, forward...
📊 Our read: ADD. Full analysis →
https://stockduty.xyz/s/PNFP0623